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Malay
中文Welcome to OR CREDIT MALAYSIA
Unlock your future financial goals with OrCredit Loan Malaysia
Whether you want to fund personal endeavors or grow your business, we are here to support you every step of the way. Explore our range of personal and business loan options today and take the first step towards realizing your dreams.
Since 2023, we have helped
more than 15,625 people obtain loans.
Register the company
with the Companies Commission of Malaysia (SSM) and the Ministry of Local Government Development (KPKT).
13 Years Of Experience
With many years of experience providing loan services in Malaysia.
Over 3,000 Customers
Loan applications from 3,000 active customers have been approved.
About Us
More About Us - OR Credit Malaysia
We are a reputable licensed lending company with over 10 years of operational experience in Malaysia. With our extensive experience and professional expertise in the financing sector, we are committed to continuing our growth and expanding into the Malaysian market.
Whether it’s personal financing or business financing plans, we offer a wide range of loan services. This is our commitment to providing financial assistance to all customers in need.
Why Choose Us ?
We are one of the best loan providers in Malaysia.
Flexible Repayment Terms
Repayment terms range from as short as 1 year to as long as 10 years.
Loan Approval within 24 Hours
Your loan will be approved within 24 hours of your application.
No Deposit Required
We process your application without requiring any deposit or upfront payment.
No Guarantor Needed
We approve your application without the need for a guarantor. Your information is secure with us.
Types of Loans
Personal Loans
At OR Credit Malaysia, we understand that life is full of unpredictability. That’s why we offer personal loans with low interest rates (5-10%) to help you manage unexpected expenses, debt consolidation, or significant purchases. Our friendly team will guide you through a simple application process and find the loan options that best suit your needs. We are committed to making borrowing easy and stress-free, so you can focus on what matters most. We value long-term relationships built on trust and respect. Contact us today to learn how we can help you achieve your financial goals and secure your future.
Documents Required for Personal Loan Application:
1 copy of your ID card
Latest payslip
Business Loans
At OR Credit Malaysia, we understand the challenges of running a business. That’s why we offer flexible business loans with interest rates ranging from 3-8% and repayment terms up to 36 months to support your growth. Our experienced team is dedicated to tailoring the best loan options for you. We provide personalized solutions because we know that every business is unique. We value long-term relationships based on trust and reliability. Contact us to learn how we can help you achieve your business goals and elevate your enterprise.
Documents Required for Business Loan Application:
A copy of the SSM certificate
Company bank statements for the last three months
Repayment Example
The maximum repayment period ranges from 12 months to 120 months.
Annual interest rate varies between 3% and 10%.
Example: For a loan of RM 5,000 with a 12-month term. The total repayment amount would be RM 5,130, which equals RM 426 per month.
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Loan Amount
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2 Years
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4 Years
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6 Years
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8 Years
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10 Years
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How to Apply?
Simple Application Steps:
1. Online Application
Apply via WhatsApp or through our form. No upfront fees or guarantors required.
2. Wait for a Call or WhatsApp Contact
Our staff will contact you on the same day via WhatsApp or phone to request your documents.
3. Processing and Approval
If your loan is approved, we will notify you within 24 hours (please note, applications without payslips or bank statements to prove income may not be approved).
4. Receive Instant Transfer
Once approved, you will receive the cash within 24 hours.
What Our Clients Say
Hear from our valued clients who have some things to share about us.
During the pandemic, my finances took a hit. I tried applying for a loan from the bank, but it was rejected. Fortunately, I found OrCredit through a friend, and the loan was approved and funded within an hour! I highly recommend them!
I am very satisfied with the entire loan process—no hassle. The staff were extremely friendly and patient, which is commendable. The key point is that they offer the lowest fixed interest rates in Malaysia. I highly recommend their services!
OrCredit made the loan payment process quick and simple. Their friendly and professional team comes highly recommended. I am very grateful for your help.
Contact Us
OR Credit Malaysia is licensed and registered under KPKT and the Moneylenders Act 1951. We provide the best solutions to meet your personal loan needs.
办公邮件
creditmalaysia02@gmail.com
办公室电话
03-50218478
办公地址
SUITE 19-1,LEVEL 19 VERTICAL CORPORATE TOWER B,AVENUE 10,THE VERTICAL BANGSAR SOUTH CITY,NO 8 JALAN KERINCHI 59200 KUALA LUMPUR
License no. WL2475/14/01-12/270826
Apply Today
We will get in touch with you as soon as possible.
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